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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $658,039 | $162,136+305.9% | $152,301+332.1% | $154,746+325.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 2.92% | 91.02%-88.1pp | 80.50%-77.6pp | 172.34%-169.4pp |
| Employer contribution / active EE | $46,500 | $4,890+850.9% | $4,624+905.5% | $4,379+961.9% |
| Participant deferral / active EE | $34,750 | $8,341+316.6% | $8,004+334.2% | $6,730+416.3% |
| Admin fee / account holder | $53 | $15,759-99.7% | $14,398-99.6% | $14,365-99.6% |