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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,238 | $136,860-72.8% | $120,344-69.1% | $154,746-75.9% |
| Participation rate | 88.9% | 79.9%+9.0pp | 76.7%+12.2pp | 80.7%+8.2pp |
| Annual return | 22.16% | 21.38%+0.8pp | 20.30%+1.9pp | 172.34%-150.2pp |
| Employer contribution / active EE | $5,868 | $3,533+66.1% | $3,020+94.3% | $4,379+34.0% |
| Participant deferral / active EE | $9,102 | $5,793+57.1% | $5,135+77.3% | $6,730+35.2% |
| Admin fee / account holder | $4,351 | $15,393-71.7% | $12,742-65.9% | $14,365-69.7% |