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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,167 | $160,070-34.9% | $147,117-29.2% | $145,897-28.6% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 16.00% | 98.69%-82.7pp | 420.54%-404.5pp | 552.29%-536.3pp |
| Employer contribution / active EE | $1,818 | $5,285-65.6% | $4,932-63.1% | $4,663-61.0% |
| Participant deferral / active EE | $5,371 | $8,419-36.2% | $8,065-33.4% | $6,689-19.7% |
| Admin fee / account holder | $1,351 | $15,035-91.0% | $12,993-89.6% | $13,390-89.9% |