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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,167 | $160,040-34.9% | $147,096-29.2% | $145,877-28.6% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 16.00% | 98.49%-82.5pp | 419.75%-403.7pp | 551.28%-535.3pp |
| Employer contribution / active EE | $1,818 | $5,289-65.6% | $4,936-63.2% | $4,663-61.0% |
| Participant deferral / active EE | $5,371 | $8,429-36.3% | $8,071-33.5% | $6,691-19.7% |
| Admin fee / account holder | $1,351 | $15,050-91.0% | $13,005-89.6% | $13,402-89.9% |