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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,663 | $159,934-14.6% | $147,005-7.0% | $145,959-6.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 27.12% | 98.24%-71.1pp | 418.76%-391.6pp | 561.95%-534.8pp |
| Employer contribution / active EE | $6,179 | $5,287+16.9% | $4,934+25.2% | $4,661+32.6% |
| Participant deferral / active EE | $11,856 | $8,427+40.7% | $8,070+46.9% | $6,689+77.3% |
| Admin fee / account holder | $6,553 | $15,053-56.5% | $13,006-49.6% | $13,398-51.1% |