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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,653 | $124,980+12.5% | $108,359+29.8% | $154,746-9.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 6.87% | 45.00%-38.1pp | 36.89%-30.0pp | 172.34%-165.5pp |
| Employer contribution / active EE | $3,003 | $2,851+5.4% | $2,399+25.2% | $4,379-31.4% |
| Participant deferral / active EE | $18,167 | $4,743+283.0% | $4,137+339.1% | $6,730+169.9% |
| Admin fee / account holder | $125,326 | $11,502+989.6% | $9,741+1186.6% | $14,365+772.4% |