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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,653 | $112,729+24.8% | $98,716+42.5% | $137,256+2.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 6.87% | 38.48%-31.6pp | 31.81%-24.9pp | 220.34%-213.5pp |
| Employer contribution / active EE | $3,003 | $2,725+10.2% | $2,279+31.8% | $4,156-27.7% |
| Participant deferral / active EE | $18,167 | $4,640+291.5% | $4,048+348.8% | $6,407+183.6% |
| Admin fee / account holder | $125,326 | $10,129+1137.4% | $8,703+1340.1% | $12,270+921.4% |