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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,948 | $90,530-45.9% | $76,030-35.6% | $145,897-66.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.86% | 625.08%-611.2pp | 361.54%-347.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,867 | $3,319-43.8% | $2,688-30.5% | $4,663-60.0% |
| Participant deferral / active EE | $3,294 | $5,164-36.2% | $4,257-22.6% | $6,689-50.8% |
| Admin fee / account holder | $1,438 | $8,383-82.8% | $6,421-77.6% | $13,390-89.3% |