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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,924 | $183,539-51.0% | $155,556-42.2% | $145,897-38.4% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 22.87% | 61.31%-38.4pp | 64.84%-42.0pp | 552.29%-529.4pp |
| Employer contribution / active EE | $7,802 | $5,315+46.8% | $4,675+66.9% | $4,663+67.3% |
| Participant deferral / active EE | $7,412 | $6,467+14.6% | $5,631+31.6% | $6,689+10.8% |
| Admin fee / account holder | $2,294 | $19,275-88.1% | $15,885-85.6% | $13,390-82.9% |