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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,030 | $74,661+12.5% | $160,784-47.7% | $67,986+23.6% |
| Participation rate | 49.6% | 57.1%-7.5pp | 77.0%-27.4pp | 57.2%-7.6pp |
| Annual return | 21.67% | 28.83%-7.2pp | 1803.92%-1782.3pp | 31.67%-10.0pp |
| Employer contribution / active EE | $0 | $1,829-100.0% | $3,733-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $7,285 | $3,681+97.9% | $6,293+15.8% | $3,358+116.9% |
| Admin fee / account holder | $2,016 | $3,959-49.1% | $9,717-79.2% | $3,203-37.1% |