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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,384 | $227,399-94.1% | $189,758-92.9% | $198,609-93.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.62% | 61.03%-43.4pp | 52.62%-35.0pp | 202.70%-185.1pp |
| Employer contribution / active EE | $3,209 | $5,526-41.9% | $4,767-32.7% | $5,055-36.5% |
| Participant deferral / active EE | $5,008 | $6,837-26.7% | $5,856-14.5% | $6,977-28.2% |
| Admin fee / account holder | $1,305 | $25,162-94.8% | $20,388-93.6% | $19,030-93.1% |