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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,102 | $88,672-45.8% | $105,223-54.3% | $82,448-41.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.46% | 30.86%-21.4pp | 180.65%-171.2pp | 41.64%-32.2pp |
| Employer contribution / active EE | $5,628 | $3,048+84.6% | $3,689+52.6% | $2,551+120.6% |
| Participant deferral / active EE | $3,612 | $4,036-10.5% | $5,072-28.8% | $4,139-12.7% |
| Admin fee / account holder | $6,285 | $7,146-12.0% | $8,859-29.1% | $7,234-13.1% |