Filed August 19, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,550 | $77,472-51.5% | $100,415-62.6% | $80,959-53.6% |
| Participation rate | 64.6% | 76.9%-12.4pp | 81.5%-16.9pp | 67.7%-3.1pp |
| Annual return | 16.79% | 37.26%-20.5pp | 49.47%-32.7pp | 35.67%-18.9pp |
| Employer contribution / active EE | $2,119 | $2,800-24.3% | $3,943-46.3% | $2,757-23.2% |
| Participant deferral / active EE | $4,449 | $6,818-34.7% | $8,091-45.0% | $4,300+3.5% |
| Admin fee / account holder | $198 | $5,885-96.6% | $7,906-97.5% | $6,925-97.1% |