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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,211 | $201,370-56.2% | $184,256-52.1% | $145,897-39.5% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 16.78% | 29.05%-12.3pp | 28.85%-12.1pp | 552.29%-535.5pp |
| Employer contribution / active EE | $5,025 | $7,024-28.5% | $6,427-21.8% | $4,663+7.8% |
| Participant deferral / active EE | $13,087 | $9,808+33.4% | $9,133+43.3% | $6,689+95.6% |
| Admin fee / account holder | $998 | $16,364-93.9% | $13,899-92.8% | $13,390-92.5% |