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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,825 | $160,070+185.4% | $147,117+210.5% | $145,897+213.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 98.69%-84.3pp | 420.54%-406.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,469 | $5,285-53.3% | $4,932-49.9% | $4,663-47.0% |
| Participant deferral / active EE | $10,309 | $8,419+22.4% | $8,065+27.8% | $6,689+54.1% |
| Admin fee / account holder | $4,047 | $15,035-73.1% | $12,993-68.9% | $13,390-69.8% |