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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,568 | $107,421+471.2% | $182,262+236.6% | $94,015+552.6% |
| Participation rate | 97.6% | 77.8%+19.8pp | 84.2%+13.4pp | 70.8%+26.8pp |
| Annual return | 12.88% | 21.32%-8.4pp | 140.60%-127.7pp | 17.84%-5.0pp |
| Employer contribution / active EE | $11,186 | $3,448+224.4% | $5,046+121.7% | $2,790+300.9% |
| Participant deferral / active EE | $13,175 | $6,558+100.9% | $8,276+59.2% | $4,249+210.0% |
| Admin fee / account holder | $47,276 | $8,692+443.9% | $16,712+182.9% | $8,951+428.2% |