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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,568 | $106,524+476.0% | $152,301+302.9% | $87,485+601.3% |
| Participation rate | 97.6% | 75.8%+21.9pp | 82.4%+15.2pp | 68.9%+28.7pp |
| Annual return | 12.88% | 26.89%-14.0pp | 80.50%-67.6pp | 26.06%-13.2pp |
| Employer contribution / active EE | $11,186 | $3,371+231.8% | $4,624+141.9% | $2,596+330.9% |
| Participant deferral / active EE | $13,175 | $6,525+101.9% | $8,004+64.6% | $4,274+208.3% |
| Admin fee / account holder | $47,276 | $8,287+470.5% | $14,398+228.4% | $7,775+508.1% |