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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,568 | $106,749+474.8% | $145,433+321.9% | $82,448+644.2% |
| Participation rate | 97.6% | 75.6%+22.0pp | 82.1%+15.5pp | 68.1%+29.6pp |
| Annual return | 12.88% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $11,186 | $3,444+224.8% | $4,554+145.6% | $2,551+338.5% |
| Participant deferral / active EE | $13,175 | $6,519+102.1% | $7,897+66.8% | $4,139+218.3% |
| Admin fee / account holder | $47,276 | $8,390+463.5% | $13,129+260.1% | $7,234+553.5% |