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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,876 | $111,535+150.9% | $105,223+166.0% | $137,256+103.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.63% | 237.85%-221.2pp | 180.65%-164.0pp | 220.34%-203.7pp |
| Employer contribution / active EE | $11,023 | $3,939+179.8% | $3,689+198.8% | $4,156+165.2% |
| Participant deferral / active EE | $18,170 | $5,500+230.4% | $5,072+258.3% | $6,407+183.6% |
| Admin fee / account holder | $11,592 | $9,721+19.2% | $8,859+30.8% | $12,270-5.5% |