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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,302 | $108,882-10.6% | $96,754+0.6% | $154,746-37.1% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 18.73% | 98.39%-79.7pp | 82.04%-63.3pp | 172.34%-153.6pp |
| Employer contribution / active EE | $2,349 | $3,018-22.2% | $2,679-12.3% | $4,379-46.4% |
| Participant deferral / active EE | $7,722 | $5,323+45.1% | $4,758+62.3% | $6,730+14.7% |
| Admin fee / account holder | $1,652 | $10,200-83.8% | $8,905-81.5% | $14,365-88.5% |