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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,682 | $162,136+12.7% | $152,301+19.9% | $154,746+18.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.58% | 91.02%-76.4pp | 80.50%-65.9pp | 172.34%-157.8pp |
| Employer contribution / active EE | $7,390 | $4,890+51.1% | $4,624+59.8% | $4,379+68.8% |
| Participant deferral / active EE | $17,070 | $8,341+104.7% | $8,004+113.3% | $6,730+153.6% |
| Admin fee / account holder | $2,195 | $15,759-86.1% | $14,398-84.8% | $14,365-84.7% |