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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,569 | $106,524+27.3% | $152,301-11.0% | $87,485+55.0% |
| Participation rate | 88.2% | 75.8%+12.5pp | 82.4%+5.8pp | 68.9%+19.3pp |
| Annual return | 42.56% | 26.89%+15.7pp | 80.50%-37.9pp | 26.06%+16.5pp |
| Employer contribution / active EE | $14,634 | $3,371+334.1% | $4,624+216.4% | $2,596+463.7% |
| Participant deferral / active EE | $2,919 | $6,525-55.3% | $8,004-63.5% | $4,274-31.7% |
| Admin fee / account holder | $5,434 | $8,287-34.4% | $14,398-62.3% | $7,775-30.1% |