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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,569 | $106,749+27.0% | $145,433-6.8% | $82,448+64.4% |
| Participation rate | 88.2% | 75.6%+12.6pp | 82.1%+6.1pp | 68.1%+20.2pp |
| Annual return | 42.56% | 27.59%+15.0pp | 66.58%-24.0pp | 41.64%+0.9pp |
| Employer contribution / active EE | $14,634 | $3,444+324.9% | $4,554+221.3% | $2,551+473.7% |
| Participant deferral / active EE | $2,919 | $6,519-55.2% | $7,897-63.0% | $4,139-29.5% |
| Admin fee / account holder | $5,434 | $8,390-35.2% | $13,129-58.6% | $7,234-24.9% |