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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,903 | $67,823-73.6% | $52,425-65.9% | $137,256-87.0% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 25.18% | 219.11%-193.9pp | 302.12%-276.9pp | 220.34%-195.2pp |
| Employer contribution / active EE | $1,333 | $1,163+14.6% | $914+45.8% | $4,156-67.9% |
| Participant deferral / active EE | $6,593 | $2,288+188.2% | $1,790+268.2% | $6,407+2.9% |
| Admin fee / account holder | $1,395 | $2,844-50.9% | $2,495-44.1% | $12,270-88.6% |