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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,903 | $94,439-81.0% | $73,658-75.7% | $154,746-88.4% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 25.18% | 28.25%-3.1pp | 29.72%-4.5pp | 172.34%-147.2pp |
| Employer contribution / active EE | $1,333 | $1,257+6.0% | $1,032+29.1% | $4,379-69.6% |
| Participant deferral / active EE | $6,593 | $2,527+160.9% | $2,062+219.7% | $6,730-2.0% |
| Admin fee / account holder | $1,395 | $3,843-63.7% | $3,357-58.4% | $14,365-90.3% |