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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,985 | $155,555-59.5% | $146,866-57.1% | $155,188-59.4% |
| Participation rate | 92.3% | 84.0%+8.4pp | 82.5%+9.8pp | 80.8%+11.5pp |
| Annual return | 16.31% | 115.41%-99.1pp | 102.85%-86.5pp | 148.84%-132.5pp |
| Employer contribution / active EE | $2,402 | $4,647-48.3% | $4,425-45.7% | $4,248-43.5% |
| Participant deferral / active EE | $8,313 | $8,044+3.3% | $7,759+7.1% | $6,531+27.3% |
| Admin fee / account holder | $1,222 | $14,755-91.7% | $13,620-91.0% | $14,480-91.6% |