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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,985 | $156,398-59.7% | $147,318-57.2% | $138,895-54.7% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 16.31% | 78.75%-62.4pp | 70.43%-54.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $2,402 | $4,853-50.5% | $4,593-47.7% | $4,194-42.7% |
| Participant deferral / active EE | $8,313 | $8,237+0.9% | $7,906+5.1% | $6,396+30.0% |
| Admin fee / account holder | $1,222 | $14,976-91.8% | $13,708-91.1% | $12,562-90.3% |