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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,881 | $159,934-81.3% | $147,005-79.7% | $145,959-79.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.50% | 98.24%-90.7pp | 418.76%-411.3pp | 561.95%-554.5pp |
| Employer contribution / active EE | $4,940 | $5,287-6.6% | $4,934+0.1% | $4,661+6.0% |
| Participant deferral / active EE | $6,858 | $8,427-18.6% | $8,070-15.0% | $6,689+2.5% |
| Admin fee / account holder | $747 | $15,053-95.0% | $13,006-94.3% | $13,398-94.4% |