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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,472 | $88,754-98.3% | $81,820-98.2% | $145,877-99.0% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 14.00% | 1031.77%-1017.8pp | 777.93%-763.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,046 | $4,648-56.0% | $4,323-52.7% | $6,691-69.4% |
| Admin fee / account holder | $1,370 | $8,424-83.7% | $7,391-81.5% | $13,402-89.8% |