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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,409 | $160,028-86.0% | $147,080-84.8% | $145,884-84.6% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 21.45% | 98.60%-77.1pp | 420.17%-398.7pp | 551.85%-530.4pp |
| Employer contribution / active EE | $3,756 | $5,286-28.9% | $4,933-23.9% | $4,662-19.4% |
| Participant deferral / active EE | $7,516 | $8,422-10.8% | $8,066-6.8% | $6,690+12.4% |
| Admin fee / account holder | $6,527 | $15,030-56.6% | $12,989-49.7% | $13,392-51.3% |