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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,426 | $134,817-71.5% | $123,973-69.0% | $155,188-75.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 19.41% | 515.49%-496.1pp | 388.13%-368.7pp | 148.84%-129.4pp |
| Employer contribution / active EE | $1,327 | $4,425-70.0% | $4,126-67.8% | $4,248-68.8% |
| Participant deferral / active EE | $3,635 | $5,706-36.3% | $5,247-30.7% | $6,531-44.3% |
| Admin fee / account holder | $2,549 | $13,245-80.8% | $11,799-78.4% | $14,480-82.4% |