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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,651 | $100,203-81.4% | $85,240-78.1% | $145,897-87.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.72% | 84.28%-73.6pp | 66.75%-56.0pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,073 | $3,242-36.0% | $2,735-24.2% | $4,663-55.5% |
| Participant deferral / active EE | $2,863 | $5,299-46.0% | $4,527-36.8% | $6,689-57.2% |
| Admin fee / account holder | $1,321 | $7,265-81.8% | $6,165-78.6% | $13,390-90.1% |