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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,444 | $112,729-69.4% | $98,716-65.1% | $137,256-74.9% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.3%-6.8pp | 80.0%-17.5pp |
| Annual return | 17.10% | 38.48%-21.4pp | 31.81%-14.7pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,629 | $2,725-3.5% | $2,279+15.4% | $4,156-36.7% |
| Participant deferral / active EE | $4,173 | $4,640-10.1% | $4,048+3.1% | $6,407-34.9% |
| Admin fee / account holder | $6,109 | $10,129-39.7% | $8,703-29.8% | $12,270-50.2% |