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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,476 | $135,905-68.0% | $126,068-65.5% | $198,609-78.1% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 16.54% | 14.07%+2.5pp | 15.01%+1.5pp | 202.70%-186.2pp |
| Employer contribution / active EE | $56 | $4,245-98.7% | $3,968-98.6% | $5,055-98.9% |
| Participant deferral / active EE | $17,194 | $8,523+101.7% | $8,214+109.3% | $6,977+146.4% |
| Admin fee / account holder | $8,429 | $21,036-59.9% | $18,264-53.8% | $19,030-55.7% |