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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,370 | $162,967+94.1% | $135,792+133.0% | $138,895+127.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 17.97% | 30.08%-12.1pp | 25.96%-8.0pp | 145.39%-127.4pp |
| Employer contribution / active EE | $26,081 | $4,211+519.3% | $3,496+646.1% | $4,194+521.8% |
| Participant deferral / active EE | $15,716 | $5,640+178.6% | $4,759+230.2% | $6,396+145.7% |
| Admin fee / account holder | $3,104 | $15,306-79.7% | $12,266-74.7% | $12,562-75.3% |