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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,370 | $212,777+48.7% | $173,703+82.1% | $198,609+59.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 17.97% | 18.82%-0.9pp | 17.46%+0.5pp | 202.70%-184.7pp |
| Employer contribution / active EE | $26,081 | $5,214+400.2% | $4,288+508.3% | $5,055+415.9% |
| Participant deferral / active EE | $15,716 | $5,697+175.9% | $4,854+223.8% | $6,977+125.3% |
| Admin fee / account holder | $3,104 | $19,536-84.1% | $15,562-80.1% | $19,030-83.7% |