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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,178 | $183,539-59.6% | $155,556-52.3% | $145,897-49.2% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.21% | 61.31%-49.1pp | 64.84%-52.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $2,989 | $5,315-43.8% | $4,675-36.1% | $4,663-35.9% |
| Participant deferral / active EE | $10,100 | $6,467+56.2% | $5,631+79.4% | $6,689+51.0% |
| Admin fee / account holder | $566 | $19,275-97.1% | $15,885-96.4% | $13,390-95.8% |