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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,846 | $88,815+4.5% | $81,882+13.4% | $145,897-36.4% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 11.75% | 1033.75%-1022.0pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $1,726 | $3,086-44.1% | $2,916-40.8% | $4,663-63.0% |
| Participant deferral / active EE | $6,229 | $4,647+34.0% | $4,323+44.1% | $6,689-6.9% |
| Admin fee / account holder | $11,710 | $8,434+38.8% | $7,360+59.1% | $13,390-12.5% |