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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,831 | $177,353-66.8% | $158,226-62.8% | $198,609-70.4% |
| Participation rate | 54.5% | 77.0%-22.5pp | 74.8%-20.3pp | 82.4%-27.8pp |
| Annual return | 17.55% | 599.50%-582.0pp | 501.41%-483.9pp | 202.70%-185.2pp |
| Employer contribution / active EE | $1,303 | $3,239-59.8% | $2,986-56.4% | $5,055-74.2% |
| Participant deferral / active EE | $6,627 | $4,615+43.6% | $4,317+53.5% | $6,977-5.0% |
| Admin fee / account holder | $0 | $10,960-100.0% | $10,217-100.0% | $19,030-100.0% |