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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,423 | $110,093-56.9% | $97,295-51.3% | $145,897-67.5% |
| Participation rate | 80.0% | 75.9%+4.1pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 23.74% | 244.76%-221.0pp | 75.62%-51.9pp | 552.29%-528.5pp |
| Employer contribution / active EE | $1,265 | $3,077-58.9% | $2,723-53.5% | $4,663-72.9% |
| Participant deferral / active EE | $2,738 | $4,678-41.5% | $4,264-35.8% | $6,689-59.1% |
| Admin fee / account holder | $1,613 | $6,212-74.0% | $5,646-71.4% | $13,390-88.0% |