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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,391 | $167,415-88.4% | $140,514-86.2% | $198,609-90.2% |
| Participation rate | 90.5% | 80.9%+9.6pp | 77.8%+12.7pp | 82.4%+8.1pp |
| Annual return | 42.93% | 13.85%+29.1pp | 14.36%+28.6pp | 202.70%-159.8pp |
| Employer contribution / active EE | $3,788 | $4,088-7.3% | $3,378+12.1% | $5,055-25.1% |
| Participant deferral / active EE | $6,551 | $5,579+17.4% | $4,919+33.2% | $6,977-6.1% |
| Admin fee / account holder | $930 | $16,730-94.4% | $13,697-93.2% | $19,030-95.1% |