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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,391 | $136,860-85.8% | $120,344-83.9% | $154,746-87.5% |
| Participation rate | 90.5% | 79.9%+10.6pp | 76.7%+13.8pp | 80.7%+9.8pp |
| Annual return | 42.93% | 21.38%+21.6pp | 20.30%+22.6pp | 172.34%-129.4pp |
| Employer contribution / active EE | $3,788 | $3,533+7.2% | $3,020+25.4% | $4,379-13.5% |
| Participant deferral / active EE | $6,551 | $5,793+13.1% | $5,135+27.6% | $6,730-2.7% |
| Admin fee / account holder | $930 | $15,393-94.0% | $12,742-92.7% | $14,365-93.5% |