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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,292 | $55,889-61.9% | $76,119-72.0% | $80,935-73.7% |
| Participation rate | 48.3% | 62.1%-13.8pp | 69.1%-20.8pp | 67.7%-19.4pp |
| Annual return | 13.13% | 20.58%-7.5pp | 361.25%-348.1pp | 35.66%-22.5pp |
| Employer contribution / active EE | $1,105 | $1,866-40.8% | $2,693-58.9% | $2,757-59.9% |
| Participant deferral / active EE | $2,289 | $3,051-25.0% | $4,259-46.2% | $4,299-46.8% |
| Admin fee / account holder | $1,233 | $5,241-76.5% | $6,421-80.8% | $6,924-82.2% |