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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,168 | $114,119-48.2% | $107,187-44.8% | $138,895-57.4% |
| Participation rate | 38.1% | 78.1%-40.0pp | 75.0%-36.9pp | 79.9%-41.8pp |
| Annual return | 16.18% | 273.21%-257.0pp | 204.55%-188.4pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,761 | $4,059-56.6% | $3,782-53.4% | $4,194-58.0% |
| Participant deferral / active EE | $2,460 | $5,538-55.6% | $5,096-51.7% | $6,396-61.5% |
| Admin fee / account holder | $3,146 | $10,024-68.6% | $9,162-65.7% | $12,562-75.0% |