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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,168 | $129,737-54.4% | $119,126-50.3% | $154,746-61.8% |
| Participation rate | 38.1% | 78.9%-40.8pp | 75.8%-37.7pp | 80.7%-42.6pp |
| Annual return | 16.18% | 379.08%-362.9pp | 282.11%-265.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,761 | $4,375-59.7% | $4,034-56.3% | $4,379-59.8% |
| Participant deferral / active EE | $2,460 | $5,842-57.9% | $5,318-53.7% | $6,730-63.5% |
| Admin fee / account holder | $3,146 | $11,961-73.7% | $10,693-70.6% | $14,365-78.1% |