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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,448 | $177,595-83.4% | $148,496-80.2% | $198,609-85.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 20.21% | 9.97%+10.2pp | 12.33%+7.9pp | 202.70%-182.5pp |
| Employer contribution / active EE | $4,154 | $4,098+1.4% | $3,497+18.8% | $5,055-17.8% |
| Participant deferral / active EE | $6,324 | $5,539+14.2% | $4,808+31.5% | $6,977-9.4% |
| Admin fee / account holder | $3,281 | $27,010-87.9% | $19,547-83.2% | $19,030-82.8% |