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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,554 | $166,020+0.3% | $164,866+1.0% | $145,959+14.1% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 13.12% | 100.08%-87.0pp | 69.97%-56.9pp | 561.95%-548.8pp |
| Employer contribution / active EE | $5,610 | $5,275+6.4% | $4,343+29.2% | $4,661+20.4% |
| Participant deferral / active EE | $8,028 | $6,961+15.3% | $6,033+33.1% | $6,689+20.0% |
| Admin fee / account holder | $29,876 | $16,644+79.5% | $12,689+135.4% | $13,398+123.0% |