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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,554 | $166,131+0.3% | $164,975+1.0% | $145,877+14.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 13.12% | 100.37%-87.3pp | 70.12%-57.0pp | 551.28%-538.2pp |
| Employer contribution / active EE | $5,610 | $5,276+6.3% | $4,343+29.2% | $4,663+20.3% |
| Participant deferral / active EE | $8,028 | $6,962+15.3% | $6,033+33.1% | $6,691+20.0% |
| Admin fee / account holder | $29,876 | $16,648+79.5% | $12,688+135.5% | $13,402+122.9% |