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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,318 | $110,379-30.0% | $102,412-24.5% | $145,884-47.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | -3.44% | 24.84%-28.3pp | 24.94%-28.4pp | 551.85%-555.3pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $26,500 | $5,622+371.4% | $5,060+423.7% | $6,690+296.1% |
| Admin fee / account holder | $48,167 | $9,745+394.3% | $8,388+474.3% | $13,392+259.7% |