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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,490 | $160,070-68.5% | $147,117-65.7% | $145,897-65.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.97% | 98.69%-87.7pp | 420.54%-409.6pp | 552.29%-541.3pp |
| Employer contribution / active EE | $10,589 | $5,285+100.4% | $4,932+114.7% | $4,663+127.1% |
| Participant deferral / active EE | $7,590 | $8,419-9.9% | $8,065-5.9% | $6,689+13.5% |
| Admin fee / account holder | $774 | $15,035-94.9% | $12,993-94.0% | $13,390-94.2% |