Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,121 | $101,591-74.3% | $147,096-82.2% | $74,429-64.9% |
| Participation rate | 48.8% | 75.5%-26.7pp | 82.2%-33.4pp | 67.2%-18.4pp |
| Annual return | 14.55% | 8746.45%-8731.9pp | 419.75%-405.2pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $1,310 | $3,813-65.6% | $4,936-73.5% | $2,625-50.1% |
| Participant deferral / active EE | $2,316 | $7,302-68.3% | $8,071-71.3% | $4,348-46.7% |
| Admin fee / account holder | $4,236 | $1,750+142.1% | $13,005-67.4% | $1,944+117.9% |