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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,171 | $72,426-65.2% | $67,560-62.7% | $145,897-82.7% |
| Participation rate | 50.0% | 76.9%-26.9pp | 72.9%-22.9pp | 80.3%-30.3pp |
| Annual return | 12.92% | 7226.78%-7213.9pp | 3533.50%-3520.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $974 | $3,074-68.3% | $2,737-64.4% | $4,663-79.1% |
| Participant deferral / active EE | $4,172 | $4,785-12.8% | $4,004+4.2% | $6,689-37.6% |
| Admin fee / account holder | $449 | $5,514-91.9% | $3,994-88.8% | $13,390-96.7% |