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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,832 | $154,228-7.4% | $145,433-1.8% | $137,256+4.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.80% | 74.59%-55.8pp | 66.58%-47.8pp | 220.34%-201.5pp |
| Employer contribution / active EE | $9,375 | $4,804+95.1% | $4,554+105.8% | $4,156+125.6% |
| Participant deferral / active EE | $5,097 | $8,216-38.0% | $7,897-35.5% | $6,407-20.4% |
| Admin fee / account holder | $9,605 | $14,344-33.0% | $13,129-26.8% | $12,270-21.7% |