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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,241 | $154,228-83.0% | $145,433-82.0% | $137,256-80.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.03% | 74.59%-51.6pp | 66.58%-43.5pp | 220.34%-197.3pp |
| Employer contribution / active EE | $3,447 | $4,804-28.2% | $4,554-24.3% | $4,156-17.1% |
| Participant deferral / active EE | $4,191 | $8,216-49.0% | $7,897-46.9% | $6,407-34.6% |
| Admin fee / account holder | $818 | $14,344-94.3% | $13,129-93.8% | $12,270-93.3% |