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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,231 | $160,070-86.7% | $147,117-85.6% | $145,897-85.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.35% | 98.69%-84.3pp | 420.54%-406.2pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,995 | $5,285-62.2% | $4,932-59.6% | $4,663-57.2% |
| Participant deferral / active EE | $3,420 | $8,419-59.4% | $8,065-57.6% | $6,689-48.9% |
| Admin fee / account holder | $554 | $15,035-96.3% | $12,993-95.7% | $13,390-95.9% |