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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,096 | $160,070+74.4% | $147,117+89.7% | $145,897+91.3% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 15.48% | 98.69%-83.2pp | 420.54%-405.1pp | 552.29%-536.8pp |
| Employer contribution / active EE | $10,344 | $5,285+95.8% | $4,932+109.7% | $4,663+121.9% |
| Participant deferral / active EE | $9,609 | $8,419+14.1% | $8,065+19.2% | $6,689+43.7% |
| Admin fee / account holder | $1,281 | $15,035-91.5% | $12,993-90.1% | $13,390-90.4% |