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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,143 | $81,331-88.8% | $155,534-94.1% | $80,935-88.7% |
| Participation rate | 84.6% | 66.3%+18.4pp | 78.2%+6.4pp | 67.7%+17.0pp |
| Annual return | 12.17% | 33.37%-21.2pp | 64.92%-52.7pp | 35.66%-23.5pp |
| Employer contribution / active EE | $468 | $3,105-84.9% | $4,675-90.0% | $2,757-83.0% |
| Participant deferral / active EE | $1,634 | $3,454-52.7% | $5,630-71.0% | $4,299-62.0% |
| Admin fee / account holder | $629 | $7,999-92.1% | $15,900-96.0% | $6,924-90.9% |