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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,926 | $156,398-42.5% | $147,318-39.0% | $138,895-35.3% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 15.70% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $4,060 | $4,853-16.4% | $4,593-11.6% | $4,194-3.2% |
| Participant deferral / active EE | $13,320 | $8,237+61.7% | $7,906+68.5% | $6,396+108.2% |
| Admin fee / account holder | $20,116 | $14,976+34.3% | $13,708+46.8% | $12,562+60.1% |