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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,926 | $196,972-54.3% | $182,262-50.7% | $198,609-54.7% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 15.70% | 158.27%-142.6pp | 140.60%-124.9pp | 202.70%-187.0pp |
| Employer contribution / active EE | $4,060 | $5,364-24.3% | $5,046-19.5% | $5,055-19.7% |
| Participant deferral / active EE | $13,320 | $8,643+54.1% | $8,276+60.9% | $6,977+90.9% |
| Admin fee / account holder | $20,116 | $18,429+9.2% | $16,712+20.4% | $19,030+5.7% |