Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,476 | $29,507-81.4% | $56,025-90.2% | $77,762-93.0% |
| Participation rate | 7.5% | 32.7%-25.2pp | 52.5%-45.0pp | 70.6%-63.1pp |
| Annual return | 19.67% | 18.90%+0.8pp | 1712.69%-1693.0pp | 31.27%-11.6pp |
| Employer contribution / active EE | $0 | $570-100.0% | $1,042-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $153 | $1,062-85.6% | $1,955-92.2% | $4,651-96.7% |
| Admin fee / account holder | $708 | $1,041-31.9% | $2,828-75.0% | $433+63.6% |