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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,895 | $81,331-80.5% | $155,534-89.8% | $80,935-80.4% |
| Participation rate | 88.9% | 66.3%+22.6pp | 78.2%+10.7pp | 67.7%+21.2pp |
| Annual return | 15.39% | 33.37%-18.0pp | 64.92%-49.5pp | 35.66%-20.3pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,726 | $3,454+65.8% | $5,630+1.7% | $4,299+33.2% |
| Admin fee / account holder | $776 | $7,999-90.3% | $15,900-95.1% | $6,924-88.8% |