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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,494 | $185,312-94.9% | $161,489-94.1% | $154,746-93.9% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 24.58% | 103.84%-79.3pp | 89.72%-65.1pp | 172.34%-147.8pp |
| Employer contribution / active EE | $1,885 | $4,769-60.5% | $4,268-55.8% | $4,379-57.0% |
| Participant deferral / active EE | $2,633 | $6,350-58.5% | $5,630-53.2% | $6,730-60.9% |
| Admin fee / account holder | $332 | $18,654-98.2% | $16,006-97.9% | $14,365-97.7% |