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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,780 | $160,040-87.0% | $147,096-85.9% | $145,877-85.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.32% | 98.49%-72.2pp | 419.75%-393.4pp | 551.28%-525.0pp |
| Employer contribution / active EE | $8,697 | $5,289+64.4% | $4,936+76.2% | $4,663+86.5% |
| Participant deferral / active EE | $15,824 | $8,429+87.7% | $8,071+96.1% | $6,691+136.5% |
| Admin fee / account holder | $5,530 | $15,050-63.3% | $13,005-57.5% | $13,402-58.7% |